Consumer lending
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Consumer lending

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Published by Education Policy & Development, American Bankers Association in Washington, D.C. (1120 Connecticut Ave., N.W., Washington 20036) .
Written in English

Subjects:

Places:

  • United States.

Subjects:

  • Consumer credit -- United States.,
  • Loans, Personal -- United States.,
  • Bank loans -- United States.

Book details:

Edition Notes

StatementPaul Beares.
ContributionsAmerican Bankers Association. Education Policy and Development Group.
Classifications
LC ClassificationsHG3755 .B39 1987
The Physical Object
Paginationxi, 335 p. :
Number of Pages335
ID Numbers
Open LibraryOL2488706M
LC Control Number87410019

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Nov 01,  · This text introduces students who are new to US consumer lending principles and practice to the lending process, its importance to the bank and to consumers, and the environment in which it lfcmalta.com: Paul R. Beares, Richard E. Beck. He is the author of both the Citicorp publication Risk and Reward -- the Craft of Consumer Lending and the Prentice Hall publication, The Handbook of Consumer Lending, a leading work on the management and control of the high volume consumer lending business. He was also Editor-in-Chief of The Journal of Consumer Lending/5(14). Consumer Lending covers the essentials of the consumer lending business today and explains the important and relevant features, processes, and laws. Students taking Consumer Lending will learn the features and benefits of consumer loan products and operations, including closed-end and open-end loans, direct and indirect lending, and secured lending. Jan 27,  · This book traces the historical emergence of modern consumer lending in America and France. If Americans were profligate in their borrowing Consumer Lending in France and America: Credit And Welfare: Gunnar Trumbull: lfcmalta.com: BooksCited by:

Consumer Lending. Expertly curated help for Consumer Lending. Plus easy-to-understand solutions written by experts for thousands of other textbooks. *You will get your 1st month of Bartleby for FREE when you bundle with these textbooks where solutions are available ($ if sold separately.)Book Edition: 5th Our book, Managing a Consumer Lending Business, 2nd edition, can be ordered online. The book covers many of the same subjects that we discuss in our consumer risk management seminar program, but it allows the reader to delve into the subjects in more detail. Fundamentals of Consumer Lending Suite This suite of two courses explores the consumer lending process from terminology to the application process to customer communications. Completing this suite provides best practices for ensuring regulatory compliance and determining credit worthiness. Retail lending is defined as closed- and open-end credit extended to individuals for household, family, and other personal expenditures. This includes consumer loans, credit cards, auto loans, student loans, and loans to individuals secured by their personal residences, including first mortgage, home equity, and home improvement loans.

Consumer lending is the category of financing centered on individual and household consumers. It includes home and auto loans, as well as personal loans extended to people who use the funds for individual or family purposes. Consumer lending includes secured and unsecured loan types, according to the USLegal website. The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. He is the author of both the Citicorp publication Risk and Reward -- the Craft of Consumer Lending and the Prentice Hall publication, The Handbook of Consumer Lending, a leading work on the management and control of the high volume consumer lending lfcmalta.com: $ This booklet discusses risks associated with lending and addresses sound loan portfolio management. Applicability. This booklet applies to the OCC's supervision of national banks. References to national banks in this booklet also generally apply to federal branches .